Сначала найдем сумму в скобках:
\[ \frac{1}{4} = \frac{1 \times 5}{4 \times 5} = \frac{5}{20} \]
\[ \frac{5}{20} + \frac{37}{20} = \frac{5 + 37}{20} = \frac{42}{20} \]
\[ \frac{42}{20} \times \frac{10}{21} \]
\[ \frac{2 \times 21}{2 \times 10} \times \frac{10}{21} = \frac{2}{2} \times \frac{21}{21} \times \frac{10}{10} = 1 \times 1 \times 1 = 1 \]
Ответ: 1