1. The presenter's first question, 'Has he ever had a really serious accident?', is in the present perfect tense.
2. This question asks about general experience, not a specific moment in the past.
3. The presenter's second question, 'What happened?', is in the past simple tense.
4. This question asks about a specific moment in the past, indicated by the context of the previous question and the answer referring to '1986'.